Tue–Sat 10AM–6PM · Closed Sun & Mon(931) 802-8912  ·  Home
Clarksville Guns & Archery
Since 2012
90-Day Layaway  ·  Clarksville, TN

Firearm Layaway

Reserve the firearm you want today and pay it off over 90 days. A small deposit holds it — start your layaway online or right here in the store. Please read the full terms below before you begin so there are no surprises.

Find Something to Put on Layaway
Layaway applies to qualifying new firearms priced at $300 or more. Browse the store, pick what you want, and reserve it with a deposit — it's yours the moment the deposit clears.
Browse Firearms
1
🔐
Choose a Firearm
Pick any qualifying new firearm priced at $300 or more, online or in store.
2
💰
Place Your Deposit
A 20% deposit plus a $30 layaway fee reserves it. The item is held for you the moment your deposit clears.
3
📅
Pay Over 90 Days
Make additional payments any time during the 90-day term — online or in store. No set schedule.
4
🎉
Pick Up or Transfer
Once the balance is paid in full, pick it up in store or have us ship it to your FFL.
What Qualifies
  • $300 minimum purchase price.
  • New firearms only — used and consigned items are not eligible.
  • NFA / Class III items (suppressors, SBRs, SBSs) are not eligible for layaway.
  • Your item is reserved the moment your deposit clears and pulled from available inventory.
Costs & Payments
ChargeAmountNotes
Deposit20% downNon-refundable — due when you start
Layaway Fee$30Non-refundable — one-time, per layaway
Tennessee Sales Tax9.5%Applies to the item and the layaway fee

You may make additional payments at any time during the 90-day term — online or in store. There's no fixed payment schedule; the only requirement is that your balance is paid in full within 90 days of your deposit date.

Cancellation & Forfeiture
Your 20% deposit and $30 layaway fee are non-refundable for any reason. Please be sure before you commit.
  • If you cancel for any reason, the deposit and fee are not refunded.
  • If the balance is not paid in full within 90 days, the layaway is automatically cancelled and your deposit and fee are forfeited.
  • A cancelled or expired layaway returns the item to our inventory for sale.
State & Local Laws Are Your Responsibility

You are responsible for confirming the firearm is legal to own in your state, county, and city before you place it on layaway. We do not verify state or local restrictions on your behalf.

If you discover after placing the layaway that the firearm cannot be transferred to you because of state or local law, the deposit and fee are still non-refundable. Please research before you commit.

Item Changes

Once your deposit is placed, the items on your layaway cannot be changed. You can cancel (and forfeit the deposit and fee), but you cannot swap one firearm for another.

Pickup or Shipping

When your balance is paid in full, your firearm will be:

  • Available for in-store pickup at our Clarksville location, or
  • Shipped to your chosen FFL dealer — you provide the FFL's name and phone number and we contact them directly.

Standard transfer rules apply: an ATF Form 4473 and a Tennessee background check are required at the FFL where you take possession. Your firearm cannot be released if you are unable to pass the background check. See our FFL Transfers page for details.

Frequently Asked Questions
How long do I have to pay it off?
90 days from the date your deposit clears. You can pay it off sooner, and you can make payments any time during the term — there's no fixed schedule, just the 90-day deadline.
What does it cost to start?
A 20% deposit on the item plus a one-time $30 layaway fee. Tennessee sales tax (9.5%) applies to the item and the fee.
Is my deposit refundable?
No. The 20% deposit and the $30 fee are non-refundable for any reason — including a change of mind, a failed background check, or state-law restrictions. Please be certain before you commit.
What can I put on layaway?
New firearms priced at $300 or more. Used and consigned firearms are not eligible, and NFA / Class III items (suppressors, SBRs, SBSs) cannot be placed on layaway.
Can I change the item after I start?
No. Once your deposit is placed the item is locked in. You'd have to cancel (forfeiting your deposit and fee) and start a new layaway.
Can I make payments online?
Yes — you can make additional payments online or in store any time during the 90-day term.
What happens when it's paid off?
Pick it up in store, or we'll ship it to your local FFL. Either way, a Form 4473 and a Tennessee background check are completed where you take possession.
Ready to Reserve Yours?
Start a layaway online, or call and we'll set it up for you.